Asset Based Lending

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Helping 3,000+ Businesses Grow with Trusted Capital Solutions

What Are the Requirements to Qualify for
A  Asset Based Lending?

$500,000 in Current Receivables

Assets or Collateral

What Are the Requirements to Qualify?

Complete our quick and hassle-free application process in just minutes! Upload your business documents securely with zero risk and enjoy peace of mind knowing your information is safe.

Our streamlined system ensures a smooth experience, so you can focus on what matters most—growing your business.

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Easily compare your offers with personalized guidance from our expert team. We’ll work closely with you to analyze each option, considering your unique needs and goals. With our support, you can confidently select the best offer tailored to your specific circumstances.

Whether you’re looking for flexibility, savings, or long-term benefits, we’re here to ensure you make the most informed and strategic decision for your success.

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With your funds in hand, you’ll be empowered to seize new opportunities, overcome challenges, and drive your goals forward with confidence. Whether it’s expanding your business, investing in growth, or managing unexpected hurdles, you’ll have the financial freedom to take charge of your future.

No matter the obstacles, you can confidently make strategic decisions, unlock your full potential, and turn your aspirations into reality. Your success begins with the right financial support, and we’re here to help you every step of the way.

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Access the Lowest Rates, Longest Terms, and Highest
Funding Amounts to meet your goals with ease.

Funding Amount

Secure the Highest Funding Amounts to fuel your growth and achieve your ambitions effortlessly.

Repayment

Enjoy flexible repayment options tailored to fit your budget and timeline, making it easier to stay on track while achieving your goals.

Time to Fund

Get funded fast! Enjoy a quick and efficient process, with funding delivered in as little as 24 to 48 hours.

Resources & Frequently Asked Questions

Asset-based lending is a financing solution that provides businesses with cash to support growth, which is then repaid over time. Unlike traditional financing, this option requires using an asset as collateral. While real estate can be used, there are often simpler and less risky alternatives.

Both new and established businesses may face cash flow challenges, whether due to rapid expansion or delayed payments from customers. Asset-based lending allows businesses to quickly access funds by leveraging assets such as accounts receivable, inventory, and more. This type of financing is commonly used to meet working capital needs, bridge gaps during seasonal slowdowns, or manage cash flow issues caused by delayed customer payments.

Businesses can use a variety of assets to secure asset-based financing. Common types of collateral include:

Accounts Receivable
Outstanding invoices or payments owed to the business by customers.

Inventory
Raw materials, finished goods, or stock available for sale.

Machinery and Equipment
Physical assets such as manufacturing machines, vehicles, or tools.

Real Estate
Business-owned properties, including land, office buildings, or warehouses.

Intellectual Property (in some cases)
Patents, trademarks, copyrights, or proprietary technology, depending on the lender’s policies.
These assets are evaluated for their current or liquidation value to determine the borrowing amount.

Asset-based financing is ideal for businesses that need flexible funding solutions and have significant tangible assets. These include:

Companies with High-Value Assets but Inconsistent Cash Flow
Businesses that have valuable receivables, inventory, or equipment but face cash flow challenges due to slow-paying customers or operational delays.

Industries such as Manufacturing, Wholesale, Retail, and Distribution
Asset-heavy sectors that rely on substantial inventory or equipment for daily operations.

Businesses Experiencing Rapid Growth or Seasonal Demand Fluctuations
Companies expanding quickly or those in industries with predictable busy and slow periods, like retail or agriculture, can leverage their assets to manage cash flow gaps.

This financing option is particularly useful for organizations seeking immediate liquidity to support operational needs, meet demand, or invest in growth opportunities.

Where should you apply for an asset-based loan? Here are some key factors to consider when choosing the best option for your small business.

Banks offer lower interest rates but come with lengthy application processes and extended turnaround times. They also impose stricter requirements, including higher credit scores and sales benchmarks. While you might qualify, banks typically present only a single loan option, which may not align with your business needs. Selecting the wrong loan could leave your business burdened with years of repayments that provide little benefit.

Marketplaces streamline the application process and connect you with multiple lenders and finance companies. Many of these lenders specialize in asset-based loans tailored to specific industries or types of collateral. The best marketplaces make it easy to compare all relevant options, helping you find the most suitable loan for your business.

Effortless Application Process

Apply Online Now

Our simple and straightforward application process takes just seconds to complete, giving you instant pre-approval.

Review Your Options

Your dedicated loan advisor will guide you through the available financing options tailored to your business needs.

Receive Your Funds Quickly

Complete the online application process and get your funds in as little as 24 hours.

Ready to growth your business?

Grow your business with fast funding, flexible solutions, and expert support tailored to help you achieve your goals quickly and effectively.