Revenue-Based Financing

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Helping 3,000+ Businesses Grow with Trusted Capital Solutions

What Are the Requirements to Qualify for
Revenue-Based Financing?

1+ Year in Business

$500,000+ in Annual Revenue

What is a revenue-based financing?

Revenue-based financing is a flexible alternative to traditional loans, allowing businesses to access capital by leveraging future sales. This financing option can provide funding up to $10 million, making it a great choice for businesses of all stages—whether you’re a startup, a growing company, or an established business.

It’s particularly appealing because it’s often more accessible than traditional loans, providing a quick and easy way to secure the funds needed to seize opportunities or address challenges without the strict requirements of conventional financing options.

Recent Revenue-Based Loan Fundings

Increasing Purchasing Power
Manufacturing businesses use revenue-based financing to boost their purchasing power, enabling them to bypass intermediaries and directly purchase materials. This allows for cost savings, better pricing, and more control over inventory, ultimately enhancing their operational efficiency.
Finding Alternatives to Bank Lending
A transportation company can turn to revenue-based financing to expand its fleet after being denied a traditional bank loan. This alternative funding solution allows the business to secure the necessary capital without relying on conventional lenders, offering a more flexible and accessible way to grow.
Capitalizing on Supplier Discounts
A manufacturer can use revenue-based financing to quickly secure the funds needed to take advantage of supplier discounts. This helps reduce the cost of goods sold (COGS) by purchasing materials at a lower price, improving profitability and operational efficiency.

What Are the Requirements to Qualify?

Access the Lowest Rates, Longest Terms, and Highest
Funding Amounts to meet your goals with ease.

Funding Amount

Secure the Highest Funding Amounts to fuel your growth and achieve your ambitions effortlessly.

Repayment

Enjoy flexible repayment options tailored to fit your budget and timeline, making it easier to stay on track while achieving your goals.

Time to Fund

Get funded fast! Enjoy a quick and efficient process, with funding delivered in as little as 24 to 48 hours.

Resources & Frequently Asked Questions

Revenue-based financing is ideal for young businesses, startups, and companies without a strong credit history, as it provides quick access to capital without the need for traditional loans. It’s a great option for businesses in need of short-term funding.

However, it’s not limited to these types of businesses. Whether your business generates $500,000 or $5 million in annual revenue, revenue-based financing can be an accessible solution. Core Capital can help connect you with the right lender to meet your unique financial needs.

Revenue-based financing and traditional loans operate under different principles. In revenue-based financing, the lender essentially purchases a percentage of your future sales at a discount, providing you with an advance on your future revenue. Repayment is made through a portion of your future earnings.

On the other hand, traditional business loans involve borrowing funds from a lender and repaying them through fixed payments over a set term. These loans often have longer repayment periods, sometimes up to 25 years.

Revenue-based financing is typically a short-term solution, often repaid within a year or less, while business loans can have much longer repayment terms. Although revenue-based financing usually carries a higher APR, the shorter repayment timeline means you spend less time in debt, offering more flexibility in the long run.

Yes! While good credit can make it easier and more affordable to secure financing, you can still qualify for revenue-based financing with a less-than-ideal credit score. Many online lenders don’t have minimum credit score requirements, focusing more on your business’s annual revenue and time in operation.

This makes revenue-based financing an excellent option for newer businesses or those without an extensive credit history, as well as established businesses looking for capital to support growth or overcome challenges. While some traditional lenders, like banks or credit unions, may prioritize credit scores, online lenders tend to focus on your revenue, growth potential, and business history.

Yes! With Core Capital, you could receive funding in as little as 24 hours or even faster.

Unlike traditional lenders, National is a FinTech marketplace that provides you with multiple competitive offers through a single digital application. Our expert Business Finance Advisors are here to guide you every step of the way, helping you choose the best financing option for your unique needs.

The typical range of interest rates on equipment loans is between 7% and 50%, depending on factors such as the lender, your business’s financial health, and current economic conditions. Equipment financing rates are often similar to those of secured loans, as the equipment itself serves as collateral for the loan. The better your business’s financial standing, the more likely you are to secure a loan at the lower end of the interest rate range.

Effortless Application Process

Apply Online Now

Our simple and straightforward application process takes just seconds to complete, giving you instant pre-approval.

Review Your Options

Your dedicated loan advisor will guide you through the available financing options tailored to your business needs.

Receive Your Funds Quickly

Complete the online application process and get your funds in as little as 24 hours.

Ready to growth your business?

Grow your business with fast funding, flexible solutions, and expert support tailored to help you achieve your goals quickly and effectively.